Financial success at dusk
Marching towards 100% insured families

Protect what you've built.Prosper for generations.

The Coverage Force with Girish Ratanlal Oswal — a 50-year legacy in insurance, now guiding India's families toward complete financial protection.

50+
Years of legacy
25,000
Advisors empowered
10 Cr
Families by 2047
Life InsuranceHealth InsuranceRetirement PlanningWealth CreationClaim SettlementTerm InsuranceGeneral Insurance
Girish Ratanlal Oswal
Founder
The Coverage Force
A Legacy in Motion

Meet Girish Ratanlal Oswal — a life devoted to financial protection.

Born into a family with more than 50 years in insurance, Girish carries a promise passed down through generations: that a policy is not paper — it is a family's dignity in their hardest hour.

After his B.Com and MBA in Insurance, he built Palesha Insurance Hub and founded The Coverage Force — a mission to build 1,000 leaders, empower 25,000 advisors, and protect 10 crore families by 2047.

50+ year family legacy in insurance
MBA (Insurance) — certified planner
Thousands of claims guided to settlement
Mentor to 100s of advisors nationwide
What We Offer

Complete financial protection, under one trusted roof.

From your first policy to your family's inheritance — a single practice for every decision that matters.

Life Insurance

Term & whole-life plans that secure your family's tomorrow.

Health Insurance

Comprehensive coverage for every stage of your family's health.

General Insurance

Home, motor & business protection tailored to real risk.

Retirement Planning

Design a dignified, income-secure retirement.

Mutual Funds & Equity

Wealth strategies aligned with your long-term goals.

Claim Settlement

We stand beside you until the claim is honoured.

Why Choose Us

Why choose The Coverage Force with Girish Ratanlal Oswal?

Built on the C.H.O.O.S.E. Framework™ — six pillars that turn a policy into a promise you can feel.

C

Credibility

50+ years of insurance legacy. B.Com, MBA (Insurance). Thousands of families protected.

H

History

From a family of insurers to founding The Coverage Force — a lifetime committed to protection.

O

Outcomes

Claims settled with dignity. Advisors built. Families rescued from financial hardship.

O

Originality

AI-powered tools, structured mentorship and a system proven across India.

S

Support

Onboarding, training, mentoring and community — every step of the way.

E

Engage

Join the movement to protect 10 crore Indian families by 2047.

The Difference

The Coverage Force vs. a typical agent

See what you gain when experience, systems, and mentorship meet in one place.

Feature
The Coverage Force
with G. R. Oswal
Typical Agent
Personal mentorship from Girish R. Oswal
50+ year family legacy in insurance
End-to-end claim settlement support
Sometimes
AI-powered advisor tools & training
Multi-product expertise (Life, Health, GI, MF)
Partial
Community of 25,000+ advisors
Structured onboarding & continuous learning
Structured Training
AI-Powered Systems
Mentored Community
Voices of Trust

Real families. Real claims. Real results.

"Girish sir guided our health claim from admission to approval. It felt like family standing with us."
Anita Deshmukh
Client, Pune
"The Coverage Force gave me a system, mentorship and confidence. My income tripled in 18 months."
Rahul Jain
Insurance Advisor
"Honest advice, no pressure — just clarity. The retirement plan they built has given me peace of mind."
Vikram Shah
Business Owner, Mumbai
Your first step

Schedule a private consultation with Girish today.

No pressure. No jargon. Just an honest, one-on-one conversation about what protection your family actually needs.

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