
The Coverage Force with Girish Ratanlal Oswal — a 50-year legacy in insurance, now guiding India's families toward complete financial protection.

Born into a family with more than 50 years in insurance, Girish carries a promise passed down through generations: that a policy is not paper — it is a family's dignity in their hardest hour.
After his B.Com and MBA in Insurance, he built Palesha Insurance Hub and founded The Coverage Force — a mission to build 1,000 leaders, empower 25,000 advisors, and protect 10 crore families by 2047.
From your first policy to your family's inheritance — a single practice for every decision that matters.
Term & whole-life plans that secure your family's tomorrow.
Comprehensive coverage for every stage of your family's health.
Home, motor & business protection tailored to real risk.
Design a dignified, income-secure retirement.
Wealth strategies aligned with your long-term goals.
We stand beside you until the claim is honoured.
Built on the C.H.O.O.S.E. Framework™ — six pillars that turn a policy into a promise you can feel.
50+ years of insurance legacy. B.Com, MBA (Insurance). Thousands of families protected.
From a family of insurers to founding The Coverage Force — a lifetime committed to protection.
Claims settled with dignity. Advisors built. Families rescued from financial hardship.
AI-powered tools, structured mentorship and a system proven across India.
Onboarding, training, mentoring and community — every step of the way.
Join the movement to protect 10 crore Indian families by 2047.
See what you gain when experience, systems, and mentorship meet in one place.
"Girish sir guided our health claim from admission to approval. It felt like family standing with us."
"The Coverage Force gave me a system, mentorship and confidence. My income tripled in 18 months."
"Honest advice, no pressure — just clarity. The retirement plan they built has given me peace of mind."
No pressure. No jargon. Just an honest, one-on-one conversation about what protection your family actually needs.